WESST Roswell TrainingCash Management and Credit Recovery

This class is designed as a quick overview to help you understand your personal finances and reduce stress in handling your financial decisions.  In this two-hour class we will touch on:

Budgeting:

• Setting financial goals – identify and write them down
• Create a spending plan by:
  • Keep track of daily spending
  • Determine your monthly income and expenses (expenses can be fixed or flexible)
  • Find ways to decrease spending
  • Find ways to increase income
  • Create a spending diary
  • Create a monthly payment calendar
• Create a budget
  • Expense envelope system
  • Budget box system
  • Computer spreadsheet system

Credit Reports:

• Credit overview
• What is a credit report and what is it used for?
• How to read your credit report, checking and fixing errors.
• Building your credit history, repairing credit, credit repair scams, maintaining your credit when payments are a problem.